Apply Online For Student Debt Relief
Apply online for student loan debt relief Applications for student loan cancellation can be submitted to the U.S. Department of Education by completing an online form. You can access the application from the following link to the U.S. Department of Education website: Debt Relief | Application | Federal Student Aid.
Individuals who earned less than $125,000 in 2020 or 2021, and married couples filing
joint tax returns who earned less than $250,000 in 2020 or 2021, qualify for
cancellation of up to $10,000 in eligible student loans per person. Those who received a Pell Grant as a student may qualify for cancellation of up to $20,000.
The U.S. Department of Education announced the student debt cancellation program in August 2022 and applications became available on October 17, 2022. Applications for student loan cancellation will be accepted throughout 2023, through December 31, 2023.
A pause on interest and payments for federal student loans is scheduled to end in December 2022, with ordinary payment obligations to resume in January 2023. Information about how to prepare for the end of the payment moratorium can be found at the following link: Student loans | Consumer Financial Protection Bureau
(consumerfinance.gov). More information about student loan cancellation and other student loan issues is available from the National Consumer Law Center at Student Loan Borrowers Assistance (studentloanborrowassistance.org).
Mid-Missouri Legal Services 2023 Private Attorney Involvement (PAI) Plan
“Mid-Missouri Legal Services (MMLS) delivers legal services to eleven (11) counties in central Missouri. Due to the unique challenges of serving a primarily rural area, MMLS has developed a plan to use volunteers in a variety of ways to expand the reach and effectiveness of the program. MMLS takes into consideration the input from segments of the client community, private attorneys, and bar associations in the development of its annual Private Attorney Involvement (PAI) Plan. Any responses to MMLS’s Proposed 2023 Private Attorney Involvement Plan can be submitted to firstname.lastname@example.org.”
You can view the 2023 MMLS PAI Plan at this link: MMLS Proposed 2023 PAI Plan
Changes in the Missouri Expungement Law
Significant changes to Missouri law have made more people eligible to have a criminal record closed. The legislature has expanded the types of offenses eligible for expungement and shortened the “waiting period” before a person may ask a court to close records.
In Missouri, expungement results in closing arrest and conviction records, rather than erasing or destroying the records. Most drug offenses became eligible for expungement in 2018. Misdemeanor and felony stealing charges, often charged in shoplifting cases, were made eligible for expungement in August 2019.
The most serious crimes, such as Class A felonies, dangerous felonies and offenses requiring registration as a sex offender, remain ineligible for expungement.
While Missouri law formerly required a waiting period of seven years to expunge a felony and three years to expunge a misdemeanor, those waiting periods were shortened in August 2021 to three years and one year, respectively. The waiting period starts once all court obligations, such as probation and fines, are satisfied.
To seek expungement, a petitioner must have avoided any additional convictions during the applicable waiting period before filing a petition. In addition, someone seeking expungement must have no pending criminal charges.
Eligibility for expungement must be determined on a case-by-case basis. Anyone interested in expungement may benefit from seeking advice from an attorney. Expungement petitions must be filed in the county where the case was charged or prosecuted. Mid-Missouri Legal Services represents low-income clients seeking expungement in 11 counties in Central Missouri.
More information about expungement is available from the Missouri Bar: https://missourilawyershelp.org/legal-topics/understanding-missouris-new-expungement-law/
To view Missouri court and other resource updates, click on the following link: Covid-19. You can view the latest develops concerning Covid-19 by viewing the U.S. Government Covid-19 site located at: USA.Gov. If you click on the links above you will be leaving this website.